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Who would be better qualified than a banker to give this week’s message which is about transforming our financial health? Ric emphasises that God is our provider – of everything we have. What we have is on loan to us – we didn’t bring anything into the world and we won’t take anything from it when we go back to our heavenly Father! So, we have to manage what we are given to the best of our ability and with wisdom, care and compassion.